Whether you intend to build a new extension, get a new kitchen or bathroom, fix that leaky roof or revamp your garden; we have a Home Improvement Loan to suit you.
Small Home Improvement Loans for projects up to €20,000 are at our standard personal loan interest rate of 10% (APR 10.47%)
Large Home Improvement Loans for projects between €20,000 and €75,000 are at a special reduced rate of 8% (APR 8.3%)
For Large Home Improvement Loans costings of the work being completed must be provided.
Here’s what makes our Home Improvement Loans different:
- Flexible, low cost way of covering the cost of your building or DIY projects no matter what size.
- Straight forward loan with regular repayments over an agreed term.
- No administration fees or hidden charges.
- Interest is charged on your reducing loan balance so your repayments are based on what is actually outstanding.
- Loans are insured by the Credit Union’s Loan Protection Insurance. This gives the comfort of knowing that your family will not be left with the burden of loan repayments in the event of your death. This cover is available at no extra cost. (Terms and Conditions apply).
- Loan interest rebates may apply. See the benefits section for more information.