1 year Loan
10% (APR 10.47%)
Whether you’re planning a holiday, planning for Christmas or need help paying your car insurance / tax a 1 year loan is the loan for you.
Max loan amount €19,999 repayable over 1 year.
It’s a flexible, low cost way of covering your annual costs.
Try out our Loan Calculator
Maximum Loan Term :
10.5%
10.5%
10.5%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
What do I need to apply?
For personal applications the following documents are required:
- 2 Most Recent Payslips
- Bank account statements for 3 previous months (including Revolut), provided via AIS
- Proof of rent or other liabilities if not evident on your bank statement
If Self employed/director of a company you will also need to provide:
- The last 2 years of financial accounts
- The most recent chapter 4 self assessment / Form 11
- Tax Clearance Certificate / letter from your accountant confirming tax affairs are up to date
Our aim is to provide a loan decision within 24 hours. If you submit the required proof of income and complete your AIS (for bank statements), you may receive a decision even sooner.
If applying in branch, bringing these documents with you can help speed up the process and reduce the time taken to reach a decision.
Lending criteria, terms and conditions apply.
Why apply with us?
- Max loan amount is €19,999 and is repayable over 1 year
- Flexible, low cost way of covering your expense
- Straight forward loan with regular repayments over an agreed term.
- No administration fees or hidden charges.
- Interest is charged on your reducing loan balance so your repayments are based on what is actually outstanding.
- Eligible loans are insured by the Credit Union’s Loan Protection Insurance. This gives the comfort of knowing that your family will not be left with the burden of loan repayments in the event of your death. This cover is available at no extra cost. (T&Cs apply). See the insurance section.
Ready to Apply?
Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. If you are not a member, join us today!
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