Online Loan
Registered for our online banking?
Registered for our online banking? Did you know that you can avail of a 1% reduction off our personal standard loan rates if you complete the loan application from start to finish online.
Online Personal 9% up to €19,999 (APR 9.41%)
Online Personal 7.75% €20,000 to €40,000 (APR 8.05%)
To qualify for a 1% reduction on our standard personal loan rates you must:
- Apply online
- Upload your proof of income
- Provide your bank statements through AIS
- All documents must be signed electronically
Try out our Loan Calculator
Maximum Loan Term :
8.05%
8.05%
8.05%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
What do I need to apply?
For personal applications the following documents are required:
- 2 Most Recent Payslips
- Bank account statements for 3 previous months (including Revolut), provided via AIS
- Proof of rent or other liabilities if not evident on your bank statement
If Self employed/director of a company you will also need to provide:
- The last 2 years of financial accounts
- The most recent chapter 4 self assessment / Form 11
- Tax Clearance Certificate / letter from your accountant confirming tax affairs are up to date
T&Cs
The 1% rate reduction only applies for the following:
- Personal 10% loan up to €19,999
- Personal plus 8.75% for €20,000 +
- Max loan amount €40,000
- Must be registered for online banking
- Available on single accounts only (not available on guaranteed loans)
- Each stage of loan application and drawdown must be completed online
- Bank statements must be provided through the electronic service (AIS)
- Eligible loans are insured by the Credit Union’s Loan Protection Insurance. This gives the comfort of knowing that your family will not be left with the burden of loan repayments in the event of your death. This cover is available at no extra cost. (T&Cs apply). See the insurance section.
Ready to Apply?
Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. If you are not a member, join us today!
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