Personal Loan

From 8.75% to 10% (APR 9.13% to 10.47%)

Up to €19,999: 10% (10.47% APR)

€20,000 – €75,000: 8.75% (9.13% APR)

Whether you are looking for a loan to do up your home, buy a car, organise your dream wedding or to go on a trip of a life, Kilrush Credit Union will have the loan for you.

Try out our Loan Calculator

Variable Rate: from 8.75% to 10% (9.13% to 10.5% APR)
Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
9.13%
# Repayments
Total
Apply for Loan
€
APR
9.13%
# Repayments
Total
Apply for Loan
€
APR
9.13%
# Repayments
Total
Apply for Loan
€
APR
9.13%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

What do I need to apply?

For personal applications the following documents are required:
  • 2 Most Recent Payslips
  • Bank account statement for 3 previous months
  • Proof of rent or other liabilities if not evident on your bank statement
  • Statements for your revolut account if this is your main day to day account
If Self employed/director of a company you will also need to provide:
  • Two most recent set of financial accounts
  • The most recent chapter 4 self assessment / Form 11
  • Tax Clearance Certificate / letter from your accountant confirming tax affairs are up to date

Lending criteria, terms and conditions apply

Ready to Apply?

Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. If you are not a member, join us today!

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Why apply with us?

Here’s what makes our Personal Loans different:

  • Flexible, low cost way of covering your expense
  • Straight forward loan with regular repayments over an agreed term.
  • Unlike a PCP agreement you own the car from the outset and there are no surprise balloon payments.
  • No administration fees or hidden charges.
  • Interest is charged on your reducing loan balance so your repayments are based on what is actually outstanding.
  • Loans are insured by the Credit Union’s Loan Protection Insurance. This gives the comfort of knowing that your family will not be left with the burden of loan repayments in the event of your death. This cover is available at no extra cost. (Terms and Conditions apply).
  • Loan interest rebates may apply. See the benefits section for more information.