Membership

Membership Made Easy

Join us Today

You can now become a member of Kilrush Credit Union from the comfort of your own home.

Using secure biometric facial verification and simple ID upload, we offer a safe and reliable way to join.

To begin your online membership journey, simply download our Mobile App.

How to Join

Joining the Credit Union is the best decision you could make for your money. To become a member join online or call in person to the Kilrush office along with following documents:

  • Photo ID – Passport / Drivers Licence / National ID Card
  • Proof of Address – Utility Bill / Bank Statement (dated within the last 6 months)
  • PPSN – on official documentation eg. payslip or other revenue related documents, please note the Public service card is not permitted for proof of PPSN online
  • €10 to activate the account.

A member of staff will go through the application process with you. Please allow at least 20 minutes of your time for this. If you cannot comply with the above requirements please talk to a member of our staff.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members or used to enhance services or benefit the community. If you would like to see more on how we support our local community check out our Community Impact page.

Being a member comes with lots of benefits — from tailored financial services to support whenever you need it. You can check out all the details in our Member Guide  — it’s full of helpful information to get you started.

Working but not living in the area?

If you are working but not living in the Kilrush Credit Union Common Bond and would like to open an account, please also bring with you a letter from your employer or payslip confirming your place of employment.

Membership of Kilrush Credit Union is open to anyone & their family members who live or work within our Common Bond.

What is the Common Bond?

This is what unites all members of a Credit Union. The Common Bond defines the geographic area in which we can operate as a community credit union. Please click on our map or talk to a member of staff who can advise you on the boundaries of our common bond.

Junior Accounts

To open a junior account (for under 16 year olds), you need:

  • birth certificate or passport
  • PPS number on official documentation
  • proof of parent’s identification, e.g. passport, driving licence and proof of parent’s address, e.g. current utility bill (within the last 6 months)
Join using your phone

Join using your phone

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App to take full advantage of joining as you go.

Quick online access

Quick online access

Once your membership has been approved, we'll text you a temporary pin so you can have immediate access to your online account. You won’t have to worry about anything, we will do the rest.

Reliable identity check

Reliable identity check

We’ve created a way for you to share proof of ID with us that’s both secure and reliable. As you progress with your application, you will be given an opportunity to show your ID there and then. There’s no waiting around.

To start your online membership journey, you’ll need to download our Mobile App. Download today and enjoy the benefits of becoming a member.

Join us today!

How to get started

1. Download our Mobile App

1. Download our Mobile App

2. Make sure you have valid ID ready

2. Make sure you have valid ID ready

3. Complete the form

3. Complete the form

4. Verify your Identity

4. Verify your Identity

5. Upload required documentation

5. Upload required documentation

6. Sit back and wait for us to review and approve

6. Sit back and wait for us to review and approve

 

FAQs

Can I join Kilrush Credit Union online?

Yes. You can become a member from home by downloading our Mobile App and completing the online membership process.

Is online membership safe?

Yes. Our process uses secure biometric facial verification and encrypted ID upload to protect your information.

Do I need to visit the office to join?

No. You can complete your membership application fully online from the comfort of your own home.

Who is eligible to join Kilrush Credit Union?

Anyone living or working within our common bond area in and around Kilrush and West Clare may apply for membership.