The Credit Union difference
The CU difference
What makes the Credit Union different?
At Kilrush Credit Union, we’re a little different — and proud of it.
We’re not driven by profit or outside shareholders. We’re driven by people — by members, neighbours, and the communities we call home.
Every loan, every local partnership, and every new member helps us build something that gives back to West Clare in real ways, every single day.
How we are different?
We offer everything you’d expect from a modern financial institution — from current accounts and debit cards to online banking and flexible loans.
The difference? We may offer the same services as a bank, but we’ll never think like one. Every decision we make is local, people-focused, and driven by what’s best for our members and our community.
Read on to see what makes Kilrush Credit Union truly different.
1. People, Not Profit
When you’re part of a credit union, you’re more than a customer — you’re a member and part-owner.
Any surplus we make doesn’t go to distant investors. It goes right back into improving our services, offering fair rates, and supporting our members and community.
Every euro you save or borrow helps support your neighbours, local clubs, and community causes.
2. Everything You Need, Right Here
We offer all the same services you’d expect from any financial institution — and more.
From Current Accounts and Debit Cards to Online Banking, Mobile App, and Quick Online Loans, it’s all designed to make managing your money easy and convenient.
The difference? You’re not just another number — you’re a member we know by name.
Modern services, local care, and decisions made right here in your community.
3. Members Come First
At Kilrush Credit Union, every decision starts and ends with our members.
We take the time to listen, to understand your goals, and to offer fair, flexible support that fits real life. Whether it’s a car loan, a new account, or just some friendly advice — we’re here to help, not to sell.
Because when people come first, everything else follows.
4. Community at Heart
Community is where it all begins — and where every decision leads back to.
Through our Community Fund, we help local organisations and volunteers make a difference. From community groups and sports clubs to community centres and tidy towns, your membership makes these moments possible.
5. Supporting Local Through Sponsorship
We’re proud to stand behind the people and passions that make West Clare so special.
Each year, we sponsor local sports clubs, schools, cultural events, and community gatherings that bring people together.
It’s our way of saying thank you — and of helping keep local spirit alive.
6. Owned by You
Here, everyone has a voice.
As a member, you have a say in how Kilrush Credit Union is run. One member, one vote — simple as that.
It’s democracy in action, and it’s how we make sure the Credit Union always reflects the needs of the people it serves.
7. Building a Better Future
We’re passionate about supporting the next generation — helping young people learn, grow, and achieve their goals.
From our Education Bursary to Student loans to Junior Savers initiatives, we’re here to encourage education, opportunity, and financial confidence.
Because a strong community invests in its future.
When you join Kilrush Credit Union, you’re not just opening an account — you’re joining a movement built on trust, fairness, and local pride.
We’re your neighbours. Your supporters. Your Credit Union.
And together, we’re making a difference — one member, one project, one community at a time.
Kilrush Credit Union – Here for People. Here for Community.
If you would like to learn more about membership of Kilrush Credit Union, click here.
