Student Loan
6% (APR 6.18%)
Starting third level education is an exciting time, but it can also be expensive. Whether you’re living at home, in digs, an apartment, or a house-share, managing tuition, rent, books, and living costs can feel overwhelming.
A Student Loan from Kilrush Credit Union can help cover registration fees, rent, course materials, or day-to-day living expenses, giving you one less thing to worry about while you focus on your studies.
Try out our Loan Calculator
Maximum Loan Term :
6.18%
6.18%
6.18%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
What do I need to apply?
For student applications the following documents are required:
- 2 Most Recent Payslips, if working
- Bank account statement for the last 3 months, including Revolut if this is your main day to day account
- Proof of rent or other liabilities if not evident on your bank statement
- Proof of course
A Guarantor is required for a Student loan:
- A guarantor is someone (a parent or guardian) who agrees to step in and make your loan repayments if you are unable to do so. This helps support the loan while a student is in education and building up their income.
- Your guarantor will need to provide proof of income and bank statements, you can find the details here
Ready to Apply?
Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. If you are not a member, join us today!
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Why apply with us?
At this stage in life, every euro counts. Kilrush Credit Union is here to support students with a low-cost, flexible Student Loan package.
What makes our Student Loan stand out:
- Competitive interest rate: 6% (APR 6.18%)
- No hidden fees or transaction charges
- Flexible repayment terms tailored to your situation
- Interest is charged on your reducing loan balance, so you only pay interest on what you owe
- Borrowing amount not linked to student account shares
- You don’t have to be an existing member to apply, join and borrow the same day
- Loan protection insurance included at no extra cost (Terms & Conditions apply)
- This loan package is available for those starting or returning to third level education.
